Travel Insurance: Protect Yourself Before You Travel

When planning an overseas trip, it’s essential to consider all potential risks—not just those that might arise at home. You might have excellent medical, auto, and home insurance, but these policies may not provide the coverage you need while abroad. To avoid surprises, make sure you assess whether you need travel health insurance or any other applicable international travel insurance policy.

Situations That May Not Be Covered by Your Regular Insurance:

• Accidents: Injuries sustained during your trip may not be covered.
• Illness: Your health insurance might not extend to international medical care.
• Dental Care: Emergency dental issues might not be covered.
• Trip Cancellations: Cancellations due to unforeseen circumstances may not be reimbursed.
• Lost Luggage: Your belongings could be lost or delayed without coverage.
• Rental Car Damage: Accidents or theft involving your rental vehicle could be excluded.

Why You Should Consider International Travel Insurance

When preparing for your overseas journey, it’s important to plan not only for the fun and excitement but also for unexpected situations. Travel insurance can offer peace of mind by covering the unforeseen. However, before jumping into purchasing additional coverage, take a look at your existing policies.

Is Your Current Insurance Enough?

If after reviewing your policies you realize that your current insurance does not provide adequate international travel coverage, particularly for travel health or emergency medical needs, it’s time to explore additional options.

Speak with your travel agent or insurance agent to find out more about international travel insurance policies that suit your specific needs. Purchasing additional coverage could be one of the best ways to ensure a safe and stress-free journey.